Make sure your policy reflects the people you intend to protect.
A beneficiary designation tells the insurer who should receive the death benefit. It deserves a review after major life changes.
Request a Policy ReviewBeneficiary Basics
A primary beneficiary is first in line to receive the benefit. A contingent beneficiary may receive it if the primary beneficiary cannot, according to the policy’s rules.
Review names, percentages and contact information after marriage, divorce, births or a death in the family. A will generally does not change the beneficiary recorded on an insurance policy.
Naming a minor, a trust or a person receiving needs-based benefits can require legal planning. Speak with an attorney about those arrangements. Marquita can help you understand your policy’s designation process.
Request a policy review ↗What happens next?
Share your interest through the client consultation form. Marquita will follow up to arrange a conversation about your questions, coverage and budget. You can learn about your options before deciding.
Request a Policy ReviewQuestions to think about
- Are my primary and contingent beneficiaries current?
- Have marriage, divorce or family changes affected my wishes?
- Do minor children or special planning needs require legal advice?
A few things you may be wondering
Will updating my will automatically update my policy?
Generally, no. Follow the insurer’s beneficiary-change process and coordinate legal questions with your attorney.